Established in Harrisonburg in 1935.
The Blog of Hoover Penrod PLC, Attorneys at Law
Serving Harrisonburg, Staunton, Winchester and Nearby Areas of Virginia
Filing for bankruptcy can be an effective way to find relief from crippling debt and get a fresh start financially. If you're married, you'll need to decide whether to file individually or jointly with your spouse. Both options are allowable under law, but the right choice for you will depend on your unique financial circumstances.
Like most states, Virginia is a common law property state. This means that any assets and property in your name alone (called separate property) and your portion of jointly owned assets will be subject to your bankruptcy case if you file alone. In this situation, your spouse's separate property and share of jointly owned assets will not be part of the bankruptcy case.
Keep in mind that if you file bankruptcy without your spouse, it also means that only your debts are discharged as part of the case. If you and your spouse have jointly held debts such as a joint credit card account, car loan or a home mortgage, your spouse will now be responsible for the entire debt.
There are several factors to consider when deciding whether to include your spouse on the bankruptcy filing:
- All (or most) debts are in one spouse's name -- In this situation, it is often better to file bankruptcy alone since your spouse isn't responsible for the majority of these debts.
- All (or most) debts are comingled -- If you and your spouse own most of these debts together, a joint filing may be the best option.
- Important assets are owned entirely by your spouse -- If your spouse owns property in his or her name only, this property won't become part of the bankruptcy estate if you file alone. This may help you preserve some of these important assets since they won't be subject to liquidation in order to pay off creditors.
- The desire to protect your spouse's credit score -- If you file bankruptcy with your spouse, it will impact both of your credit scores. However, if you file alone, your spouse's credit rating won't be affected. This might be beneficial moving forward since your spouse would still have access to credit on behalf of the household if he or she has a good credit score. This can help you both get back on your feet financially while you rebuild your credit rating over the next few years.
The attorneys at Hoover Penrod PLC have helped many individuals and couples in the Western District of Virginia with bankruptcy cases. We'll review your unique financial circumstances with you in order to determine whether it's better to file jointly or alone.
If you are contemplating bankruptcy, please contact Hoover Penrod PLC using the form on this page or call 540-433-2444 today to schedule a consultation. We serve clients in the Western District of Virginia, which includes the cities of Staunton, Harrisonburg, Winchester and the surrounding counties.
In divorce cases involving children, securing the current and future welfare of the children is always of paramount importance.
The guiding principle is to do what’s right for the child. Under Virginia law, child support must adequately provide for a child’s needs, subject to whatever economic constraints his or her parents may face.
Virginia's child-support guidelines take into account:
- Decision-making authority;
- Child-care time;
- Each parent's economic potential;
- Health insurance costs and other expenses.
At Hoover Penrod PLC, the firm’s family law attorneys are highly skilled at sorting out the multitude of knotty and emotional issues involved in child support. They approach these matters in a spirit of fairness that avoids inflaming the anxieties that can be kindled in any divorce proceeding.
Residents of Harrisonburg, Staunton, Winchester, and neighboring communities in Central Virginia and the Shenandoah Valley who need an attorney knowledgeable on child-support issues should call Hoover Penrod PLC at 540-433-2444 for a consultation.
Experts in employment law at Hoover Penrod PLC – serving Harrisonburg, Staunton, Winchester, and other communities in Central Virginia and the Shenandoah Valley – can assist you in developing workplace policies that prevent costly and time-consuming lawsuits.
The firm’s attorneys have decades of experience helping businesses navigate the increasingly turbulent waters roiling this branch of the law.
A suit filed by an employee can be devastating to a company – especially a small one. This may be true even if the case is eventually resolved in the company’s favor.
Meticulous and transparent handling of employee complaints goes hand-in-hand with business productivity. Employees who have confidence in the fairness of the process are less likely to resort to legal action.
Hoover Penrod PLC helps companies draft handbooks, mission statements, and policies that clarify how:
- Grievances are dealt with;
- Disciplinary action is imposed;
- Appeals are considered.
Allegations of harassment and discrimination are serious matters. Companies are wise to have in place all the tools they may need to address a potential issue before it arises.
If you own a business in Central Virginia or the Shenandoah Valley and want to speak with Hoover Penrod PLC about crafting policies and procedures to avert employee lawsuits, please call the firm at 540-433-2444.
Practitioners of family law at Hoover Penrod PLC – serving Harrisonburg, Staunton, Winchester, and other communities in Central Virginia and the Shenandoah Valley – appreciate how heart-rending a divorce can be.
Typically, the parties are besieged by a welter of strong emotions, and wish to bring the matter to the swiftest possible conclusion.
In the face of these challenges, Hoover Penrod’s family law specialists employ a calm, reasoned approach that considers the unique set of circumstances of each individual household. Our family law attorneys are highly experienced with litigating complex divorces.
While litigation is reserved as an option, negotiation and mediation are their preferred methods for resolving the thorny issues divorce often entails, including:
- Child custody and visitation
- Child support
- Property division
- Allocation of debt
- Grounds of divorce
Coming to agreement on these issues does not have to be an acrimonious process. Hoover Penrod protects the client’s interests, while working diligently with the other spouse to secure a just and equitable outcome.
For experienced counsel in any family law matter, residents of Harrisonburg, Staunton, Winchester, and neighboring areas of Central Virginia and the Shenandoah Valley should call Hoover Penrod PLC at 540-433-2444 for a consultation.
Consumer law is in many cases a thicket of overlapping local, state, and federal statutes. For the person weighing possible legal action, as well as for the company trying to defend against a suit, it is often hard to be sure which laws apply and which approach is the correct one.
Hoover Penrod PLC’s consumer litigation attorneys know how to navigate these complex cases. In Harrisonburg, Staunton, Winchester, and neighboring communities in Central Virginia and the Shenandoah Valley, they have represented both individuals and businesses in lawsuits involving:
- Consumer financing;
- Credit reporting;
- False advertising;
- Lemon laws;
- Breach of contract;
- Truth-in-lending claims;
- Fair Debt Collection Practices.
While fully capable of effectively arguing a case at trial, Hoover Penrod’s consumer litigation attorneys are especially noted for their skill in negotiating mediated settlements.
If you live in Central Virginia or the Shenandoah Valley, and need representation by a tested veteran in the field of consumer litigation, call Hoover Penrod PLC at 540-433-2444 for a consultation.
Whether you're buying your first piece of property or selling a piece of property that was important to your business, real estate transactions are incredibly important and incredibly complicated. They're governed by a series of laws and regulations, and they can be difficult to navigate without help.
At Hoover Penrod PLC, we provide the legal assistance you need to successfully complete a fair real estate transaction. We can help by:
Explaining closing documents
Answering any questions you have during the process
Handling every aspect of the loan and re-financing processes
Drafting purchase contracts
You want to get everything right when completing a real estate transaction. And so do we. Our Harrisonburg lawyers are committed to ensuring that your legal and economic rights are protected throughout the process.
We have decades of experience helping our clients with their real estate transactions. We understand the process and all relevant laws and regulations. We'll be happy to answer any questions you might have about our firm.
If you live in the Harrisonburg, Virginia area and you need an experienced lawyer to help with your real estate transaction, please call Hoover Penrod PLC today at 540-433-2444 or contact us online for a consultation.
When you're making a significant transaction on behalf of your business, you want to ensure that everything goes according to plan. At Hoover Penrod PLC, our business lawyers can craft that plan, then shepherd the transaction through the process from conception to completion.
Business acquisitions are difficult affairs. You have to consider the financial interests of numerous parties, then craft an acquisition agreement that satisfies everyone involved. It's a difficult task, but our business lawyers can make it easier.
Hoover Penrod PLC's Harrisonburg business lawyers have been helping our clients with complicated business acquisitions for decades. We understand the relevant laws and regulations involved and know how to work with financial professionals.
Whether you're acquiring a business or selling your own, you need a business lawyer on your side to ensure that your interests are represented during a complicated and convoluted process. When that lawyer is from Hoover Penrod PLC, you know you'll receive conscientious and ethical representation at all times.
If you live in or around the Harrisonburg, Virginia community and you need an experienced business lawyer to help with your business acquisition needs, please call Hoover Penrod PLC today at 540-433-2444 or contact us online for a consultation.
A lifetime of hard work and planning- these are the stakes when you draw up your will. You've dedicated your life to earning something that you can pass down to your loved ones. You want to get this right.
Hoover Penrod PLC's Harrisonburg will lawyers are committed to getting it right. Will and estate planning are complicated and require a firm knowledge of all relevant state and federal laws. We possess this knowledge.
We understand how to draw up your will so that your wishes will be respected. This is the estate you've worked a lifetime to build- it deserves an attorney who will show it, and you, the proper respect.
When you hire our will lawyers, you hire attorneys with decades of experience in will drafting and estate planning. Our intimate knowledge of the process will prove invaluable as you navigate the process of crafting a legally sound will.
Our wills reduce undue stress and confusion through their clear, precise, unambiguous and legally sound language. You deserve nothing less.
If you're a resident of the Harrisonburg, Virginia area and you need an experienced will lawyer to help with your estate planning needs, please call Hoover Penrod PLC today at 540-433-2444 or contact us online for a consultation.
Hoover Penrod PLC has been a leader in the area of family law for decades, helping people in the Harrisonburg area with all types of family matters. When dealing with family members and the legal system at the same time, discretion, experience and skill are at a premium.
Because the stakes are so high and the issues so emotional, it's important that you find a family law attorney you can rely on for calm, reasoned counsel. Hoover Penrod PLC's attorneys are experienced at handling:
These are very serious and complicated issues but we are versed in these matters and we can help you navigate them during what is often a difficult and stressful time in your life.
Our philosophy on family law is to protect the interests of our clients and their children and achieve their goals in as safe and reasoned a fashion as possible. A settlement agreed-upon by both sides is eminently preferable to a costly and bitter trial.
If you're a Harrisonburg, Virginia resident and you need an experienced family law practitioner, please contact Hoover Penrod PLC today for a consultation.
Dealing with the Social Security Disability system can be frustrating. You're not well, you can't work and obtaining the proper benefits can be extremely challenging and draining.
While many initial claims are denied by the Social Security Administration, these denials can be appealed, and the appellate process often goes through several stages. In many cases, a hearing before an Administrative Law Judge is your best chance at obtaining the appropriate benefits.
If you live in Harrisonburg or the surrounding areas, having a skilled Social Security Disability attorney explain the process and handle your appeal may be the best choice for you.
Succeeding in a Social Security Disability case is not a matter of filling out paperwork and waiting for a rubberstamp approval. In many cases the process becomes confusing, convoluted, and time-consuming. Applicants frequently misunderstand the process, fail to provide the information that the Social Security Administration needs, and struggle to understand why their application has been denied. Having an attorney organize and present your case for you can greatly increase your chances of success.
If you're a resident of Harrisonburg or any other community in the Harrisonburg area and you want to talk to a Social Security Disability attorney, please contact Hoover Penrod PLC today for a consultation.